On February 9th, 2012, the Korean American Voters’ Council (KAVC) and the Northeast New Jersey Legal Services (NNJLS) held a free legal workshop about “Identity Theft” at the Teaneck AWCA.

The Northeast New Jersey Legal Services is a non-profit organization that provides free legal aid to low-income residents of New Jersey. KAVC and NNJLS partnered up to provide free legal advice to Korean Americans free of charge. The workshops are taught by NNJLS Director Anna Navatta, Esq., translated by NJ Program Director Nuri Han to many Korean American organizations.

 

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[Anna Navatta, Esq. of the NNJLS and NJ Program Director Nuri Han speaking about Identity theft.]



The theme of the workshop, “identity theft” is a serious crime that increased drastically in the past few years as internet and technology advanced. However, in the Korean community, the number of victims is increasing dramatically but not much is known about how to counter identity theft. Senior citizens, who have difficulty in using the internet are most vulnerable to identity theft.

Identity theft is when someone steals one’s name, Social Security Number, Date of Birth, credit card information, and other personal information without permission to commit fraud and various crimes.

Personal information is leaked through various ways such as:

1) Discarded bank and credit card statements in the garbage;

2) Stolen wallets and purses;

and 3) Phone calls pretending to be from charities or banks.

Thieves use the stolen information to make new accounts and steal money through them.

To prevent identity theft, it is essential that one must keep a close eye on their bank/credit card statements and mail. Also, an annual credit report must be ordered to check for unknown accounts. A credit report can be ordered for free from the three credit bureaus every year for free.

If you suspect that you have been a victim of identity theft, contact your financial institutions immediately. Also, request an extended fraud alert from the three credit bureaus to prevent further damage. One must be vigilant in keeping a close eye on transactions and guard their personal information to prevent identity theft.

Low income Korean Americans residing in the Northeastern New Jersey area (Bergen, Hudson, Passaic Counties) or elderly Korean Americans can receive free legal advice. Please contact KAVC for making appointments, and a translator will be provided for you.

 

Income Standard for Free Legal Services (excl. Alaska and Hawaii)

Number of Family Members

     Annual Income    

1

$11,170

2

15,130

3

19,090

4

23,050

5

27,010

6

30,970

7

34,930

8

38,890

If more than 8, per one additional person

 

   $3,960

 

2012 Poverty GuidelinesFederal Register, Vol. 77, No. 17, January 26, 2012

 

Contact KAVC at 201-488-4201 or kavcny@gmail.com

KOREAN AMERICAN CIVIC EMPOWERMENT
NEW YORK OFFICE: 163-10 NORTHERN BLVD. #307 FLUSHING, NY 11358 TEL: (718) 961-4117 FAX: (718) 961-4603
NEW JERSEY OFFICE: 185 BRIDGE PLAZA N SUITE 306 FORT LEE, NJ 07024 TEL: (201) 488-4201